Public Liability Insurance

HEN has a public liability policy to $20 million which can cover events anywhere in Australia

Events are not covered automatically. You must notify us by sending the details to insurance.clerk@home-ed.vic.edu.au – details below.

WA residents: if you are considering joining HEN for insurance purposes, we recommend our sister group, HEWA which can provide WA-specific support as well as access to event insurance.

To have an event covered by HEN insurance: 

  • Your membership must be current
  • You will be running the event as a HEN volunteer. (It is fine to charge a fee to cover costs and for any excess to be contributed to a kitty for further events. You cannot personally profit from the event)
  • Venues must be booked in the name of Home Education Network with yourself listed as the HEN volunteer and contact.
  • You must list your event on the HEN insurance register by emailling Linda at insurance.clerk@home-ed.vic.edu.au with the following details:
    • Name of HEN Volunteer
    • Email address
    • Venue name/location
    • Activity type: (e.g. teen meetups or science workshop)
    • Activity Date/frequency (e.g. Weekly)
    • Will parents stay? (note that if parents will not stay, facilitators require a WWCC if kids under 15)
    • Approx number of adults/children: e.g. 5A/10C
    • External teacher/s involved? yes/no.
    • Does your event include any unusually risky activities (eg, swimming, beach/pool activities, Rock-climbing, abseiling, flying fox, ropes courses, etc). If so, notify us at least a month beforehand and the details of the event need to be individually approved by our insurer.
    • For excursions to public venues (e.g. indoor rock-climbing, trampolining, skating) please ask about the operator’s public liability insurance and obtain a copy of their certificate of currency if possible. Forward it and/or their response to Linda.

Risky events:  Basically, anything sporty including swimming can be considered risky. Allow time – the insurer has to provide specific pre-approval for each such event. 

In Victoria, if you hire a facilitator, a Working With Children Check is required by law unless parents are present. These are free for volunteers – the application details are here http://www.workingwithchildren.vic.gov.au/home/

If you derive a profit from an event, it is not a HEN event and will not be covered by HEN insurance. 

Volunteer Accident Insurance

HEN Volunteers are also covered by our personal accident policy whenever acting on (or travelling to/from) HEN business. Volunteers need to be listed on the insurance register.

Professional Liability Insurance

External facilitators need their own Professional Liability Insurance.

Work Experience Cover 

Available via HEN for all states but WA.